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Debt-to-Income (DTI) Calculator
Include rent/mortgage, car loans, student loans, and credit card minimums.
Debt-to-Income Ratio
0.00%
A DTI of 36% or lower is generally considered healthy by lenders.
Planning to Borrow?
Lenders use DTI to determine if you can afford to take on additional debt. Keeping your DTI low is key to successful loan approval and favorable terms.